Compare Rental Deposit Accounts Online Now!
On Nexano, you can now compare daily updated interest rates for rental deposit accounts.
Tenants Usually Require a Rental Deposit Account
A rental deposit account is a special account where a tenant’s rental deposit is securely held. It serves as security for the landlord, for instance, if the tenant leaves behind rent arrears or causes damage to the apartment. Here are the most important features:
- Security for the landlord: The tenant pays a deposit (maximum of 3 months’ rent according to OR Art. 257e) into a special account at a bank.
- Blocked account: The account is held in the tenant’s name, but is blocked in favor of the landlord. The landlord therefore cannot simply access the funds.
- Interest: The interest earned on the rental deposit account belongs to the tenant.
- Release: After the termination of the tenancy, the money is released if the landlord agrees, or if one year has passed since moving out and the landlord has not made any claims.
Interest Rate Comparison for Rental Deposit Accounts
During the tenancy, the rental deposit of up to three months’ rent is held in the rental deposit account. Access to the capital is usually only possible after the termination of the tenancy. Therefore, the balance should ideally earn attractive interest rates while incurring low fees.
As of 2025-09-30, the following three banks offer the most advantageous interest rates for rental deposits in our comparison: Bezirks-Sparkasse Dielsdorf, Tellco Bank, and Thurgauer Kantonalbank:
Our comparison of interest rates for Swiss rental deposit accounts is now available. All interest rates are updated daily:
