Swiss Mortgage Comparison Launched on Nexano
With the new mortgage comparison, you can now compare mortgages from around 70 Swiss providers.
Comprehensive Mortgage Comparison Launched
The new mortgage comparison on Nexano offers daily updated interest rate information from around 70 mortgage providers across Switzerland. In addition to offers from banks, conditions from pension funds and insurance companies are also listed. For the launch of the new comparison on Nexano, comparison options for fixed-rate mortgages with terms of 5 or 10 years, SARON mortgages, and variable mortgages are available. Further terms for fixed-rate mortgages will follow soon.
Significant Differences in Mortgage Conditions
For many Swiss people, buying an apartment or house is by far the largest purchase in their lives. For the vast majority, a portion of the purchase price is financed through a mortgage. The fixed-rate mortgage with fixed conditions over a defined term remains the most popular. The offers in the Swiss mortgage market differ significantly, as our comparison shows:
As of the cut-off date 2025-08-25, for fixed-rate mortgages with a 10-year term, the following providers offer the lowest interest rates:
Interesting: Not a single bank is represented in the top 10 best offers. Nine out of ten providers with the best conditions for 10-year fixed-rate mortgages are pension funds. At number 6, Vaudoise, an insurance company, is represented.
At the other end of the spectrum are the providers with the highest interest rates for 10-year fixed-rate mortgages:
Comparing Saves a Lot of Money
But why is comparing interest rates for mortgages so important? Let’s take a simple example for illustration. Assumption: House purchase for 1,000,000 Swiss Francs. A fixed-rate mortgage of CHF 800,000 is taken out for a term of 10 years. No direct amortization takes place during the term.
Example 1 with an interest rate of 1.40%
- Interest costs per year: CHF 11,200
- Total interest costs over 10 years: CHF 112,000
Example 2 with an interest rate of 2.02%
- Interest costs per year: CHF 16,160.00
- Total interest costs over 10 years: CHF 161,600.00
Additional costs over 10 years: CHF 49,600.00
Conclusion: The additional costs of Example 2 compared to Example 1 thus amount to around CHF 50,000. For this amount, you can get a nice car or 6,250 Big Macs from McDonald’s, or you can subscribe to Glücks Post for 200 years. Wow 🙂
