Mortgage Comparison: Fixed-rate Mortgages 3 Years

Find the best mortgage rates

Fixed-rate Mortgages 3 Years

Compare the current terms for 3-year fixed-rate mortgages from leading Swiss providers—transparent, independent, and free of charge.

As of: 10.08.2026 09:07
Top rate
0.01%
Best market rate
Ø market rate
1.44%
Current average
Most expensive provider
2.50%
Highest market rate
CURRENT MARKET ASSESSMENT
09.08.2026, 09:47

Interest rates for 3-year fixed-rate mortgages are currently at a market average of 1.45%, with top offers available from as low as 1.15%. Despite slight fluctuations, the interest rate environment for this term remains stable and attractive. Comparing offers is particularly worthwhile with pension funds, as they often provide the best conditions. Use our daily updated comparison on Nexano.ch to secure the most favorable financing.

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Mortgage Installment Calculator

What is your interest rate for your 3-year fixed-rate mortgage? Calculate your monthly and annual interest burden now, as well as the total amount over the entire term.

Monthly Rate CHF 0.00
Annual Rate CHF 0.00
3 Years Total CHF 0.00

Mortgage Interest Rates

Compare the current benchmark interest rates for 3-year fixed-rate mortgages from the most popular providers in Switzerland.

Mortgage Provider Interest Rate
Crédit Agricole next bank
0.01%
Pensionskasse Schaffhausen
1.15%
Vorsorgestiftung vsao
1.15%
Aargauische Pensionskasse APK
1.20%
Bernische Pensionskasse BPK
1.25%
Hypomat.ch
1.25%
Swissquote
1.26%
BVK
1.28%
Pensionskasse Post
1.29%
Vaudoise Versicherungen
1.29%
Pensionskasse Uri
1.29%
Postfinance
1.30%
Luzerner Pensionskasse LUPK
1.30%
Generali
1.30%
Pensionskasse SBB
1.31%
Caisse de pension canton de Neuchâtel
1.31%
Asga Pensionskasse
1.32%
St. Galler Pensionskasse
1.33%
Personalvorsorgekasse Stadt Bern
1.34%
Pensionskasse Stadt Luzern
1.35%
Baloise online
1.36%
Sulzer Vorsorgeeinrichtung
1.37%
Pensionskasse Alsa
1.39%
PKE Pensionskasse Energie
1.43%
Pensionskasse Rhätische Bahn
1.44%
Bank EEK
1.45%
Appenzeller Kantonalbank
1.45%
Pensionskasse Stadt Winterthur
1.45%
LLB 1861
1.46%
Raiffeisen
1.47%
Pensionskasse Roche
1.47%
Bank in Zuzwil
1.47%
Migros Bank
1.49%
Bank Gantrisch
1.50%
BPS Suisse
1.50%
Clientis Bank Schaffhausen
1.50%
myhypo.ch by Thurgauer Kantonalbank
1.51%
Graubündner Kantonalbank
1.54%
Bank EKI
1.55%
Bank Thalwil
1.55%
Zuger Kantonalbank
1.56%
Bank SLM
1.57%
Bank Cler
1.60%
Acrevis Bank
1.60%
Zürcher Landbank
1.61%
Bank Avera
1.61%
Hypothekarbank Lenzburg
1.61%
Spar und Leihkasse Gürbetal
1.62%
Luzerner Kantonalbank
1.64%
Pensionskasse Thurgau
1.64%
Glarner Kantonalbank
1.64%
Bank AEK
1.65%
St. Galler Kantonalbank
1.65%
Zürcher Kantonalbank
1.65%
Ersparniskasse Schaffhausen
1.65%
Bank BSU
1.67%
Valiant
1.68%
Alpha Rheintal Bank
2.50%
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Did you know?
We update mortgage interest rates several times a day.
Some pension funds only grant mortgages to their own members. It is best to check this right at the start.
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Further comparisons

Compare terms and interest rates for SARON mortgages from over 70 mortgage providers in Switzerland.

Compare interest rates for 10-year fixed-rate mortgages from over 70 mortgage providers in Switzerland.

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